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Money doesn't grow on trees. You shouldn't manufacture it in your basement or expect it to be handed to you on a silver platter. But settlers long ago discovered the ingenious art of bartering and became skilled traders of possessions instead of money. Today we call that working smarter, not harder.

You need college magnets, but don't have the budget to pay for them. The popular pizza parlor, restaurant or coffee shop in town needs an advertising tool that stays around for a long time (e.g. a magnet), and connects their business with a worthy cause (e.g. an institution of higher learning). Each of you could create your own ad, or you could be industrious and creative by working together! By joining ranks, you save time, money, and resources. Now, that's smart.

To learn more about a partnership between your school and one or more local businesses, click here. Money doesn't grow on trees, but it could be as close as your own back yard.